03 August

Insurance for maternity? Featured

Most private and public companies in India offer health insurance that covers maternity and pregnancy as well. These are offered via leading health insurance companies. In a later article, we compare these health insurance plans and tell you which ones make the most sense for you.

For those that do not have any health insurance, here is what we recommend you do. PM Modi has launched two maternity benefits program for women called Pradhan Mantri Surakshit Matritv Abhiyan and Maternity Benefit program.

Under the maternity benefits program, pregnant women and lactating mothers directly get Rs 5000 in three installments upon registration of pregnancy, one antenatal checkup, and during childbirth.

The Pradhan Mantri Surakshit Matritva Abhiyan has been launched by the Ministry of Health & Family Welfare (MoHFW), Government of India. The program aims to provide assured, comprehensive and quality antenatal care, free of cost, universally to all pregnant women on the 9thof every month.

Hon’ble Prime Minister of India highlighted the aim and purpose of the Pradhan Mantri Surakshit Matritva Abhiyan in the 31st July 2016 episode of Mann Ki Baat.

PMSMA guarantees a minimum package of antenatal care services to women in their 2nd/3rd trimesters of pregnancy at designated government health facilities.

The programme follows a systematic approach for engagement with the private sector which includes motivating private practitioners to volunteer for the campaign; developing strategies for generating awareness and appealing to the private sector to participate in the Abhiyan at government health facilities.

Data indicates that Maternal Mortality Ratio (MMR) in India was very high in the year 1990 with 556 women dying during childbirth per hundred thousand live births as compared to the global MMR of 385/lakh live births.  Is based on the premise — that if every pregnant woman in India is examined by an OBGY specialists/radiologist/physician and appropriately investigated at least once during the PMSMA and then appropriately followed up — the process can result in a reduction in the number of maternal and neonatal deaths in our country.

Last modified on Thursday, 23 August 2018 13:22

Dr Madhu handles technology and business development for MedHealthTV.


1 comment

  • Comment Link Ravi Thursday, 09 August 2018 11:49 posted by Ravi

    How do we buy insurance products?


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